Lumpsum Calculator

Invested a bonus or savings in one go? See what a one-time (lumpsum) investment in a mutual fund could grow to over the years.

Result

Total value —
Invested amount —
Estimated returns —
Money grows —

How to use

  1. Enter the amount you invest once.
  2. Enter the yearly return you expect.
  3. Enter how many years you will stay invested.
  4. See the total value and your estimated returns.

Formula

Future value = P × (1 + r)n, where P = amount invested, r = yearly return ÷ 100 and n = years.

Frequently asked questions

Lumpsum or SIP — which is better?

Lumpsum can earn more if markets rise after you invest; SIP spreads your investment over time and reduces the risk of investing everything at a high point. Many people use both.

Are the returns guaranteed?

No. Mutual fund returns depend on the market. This calculator only shows an estimate for the return you enter.

How long does it take to double my money?

Divide 72 by the return. At 12% a year, money doubles in about 6 years.

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